Credit optimism index

Question: In your opinion, is today the right time to loan, or not? (closed-ended question, one answer, % of respondents and index in points)

Credit Confidence Index shows how favourable, according to Russians, now the tie is to loan. The Index is based on the question “In your opinion, is today the right time to loan, or not? The answer “rather yes” corresponds to the coefficient “0.9”, “rather not” - “0.1”; “Don`t know”- “0.5”. The Index is measured in points and can vary between 10 and 90. The higher the value of Index is, the more favourable the current situation is to take on a loan.